. >> caller: i want to thank you, neil, it was a wonderful, wonderful book, very compelling. i heard an interview with president obama talking about the fact that it wouldn't have helped in the situation because there's company like aig that acted a little different than companies, you know, like inves, and can you explain a little bit about would that be a panacea to prevent all the problems? can you explain -- you gained a lot of financial education since you started as the inspector general. can you explain how that would work? thanks. >> guest: sure, i mean, glass see gel was the depression era law separating investment banks from commercial banks. it meant what, you know, basically that a bank like citi bank or jpmorgan chase couldn't also do investment banks activities, and also, in other areas like insurance, and that bill really got dismantled by a series of regulatory provisions by the fed leading up to the end of the clinton administration where the last were basically removed, torn apart by a legislation, and now what president obama's referring to, and he's accura